Isingeniso:
Ezweni lanamuhla elixhumene, i-e-commerce ewela imingcele inikeza amathuba amakhulu amabhizinisi okufinyelela emakethe yomhlaba wonke. Kodwa-ke, ngokwanda kokuhweba okuku-inthanethi, kube nokwanda kokukhwabanisa okuyinkimbinkimbi okubhekiswe kubathumeli bangaphandle. Njengomthumeli wangaphandle, kubalulekile ukuqaphela lawa maqhinga okukhwabanisa nokusebenzisa amasu okuvimbela asebenzayo ukuvikela ibhizinisi lakho. Kulesi sihloko, sizoxoxa ngamacebo amathathu avamile okukhwabanisa kwe-e-commerce ewela imingcele futhi sinikeze amathiphu asebenzayo ukuvikela inkampani yakho ekuweni yizisulu zokukhwabanisa.
- Ubuqhetseba Bobugebengu Bokweba Imininingwane Ebucayi:Ungazithinti! Ukukhwabanisa nge-phishing kungenye yamaqhinga avame kakhulu futhi akhohlisayo asetshenziswa abakhwabanisi ukweba ulwazi oluyimfihlo kubathumeli bangaphandle. Kulobu kukhwabanisa, abakhwabanisi bakhipha izixhumanisi nezinamathiselo ezinonya ezifihliwe njengama-imeyili noma imiyalezo esemthethweni. Uma umthumeli echofoza kulezi zixhumanisi noma enikeza iziqinisekiso zakhe, abakhwabanisi bangathola ukufinyelela kuma-akhawunti abo e-imeyili. Ngemuva kwalokho, abakhwabanisi bazenza umthumeli bangaphandle futhi bayale abathengi ukuthi bakhokhele i-akhawunti yomkhwabanisi. Ukuze ugweme ukuba yizisulu zalobu kukhwabanisa, landela lezi zinyathelo ezibalulekile zokuvimbela:
a. Qaphela ngezixhumanisi nezinamathiselo: Ungalokothi uchofoze izixhumanisi ezisolisayo noma ulande izinamathiselo ezivela emithonjeni engaziwa. b. Vikela iziqinisekiso ze-imeyili: Gwema ukwabelana ngamaphasiwedi e-imeyili kumawebhusayithi angewona asemthethweni futhi ucabangele ukusebenzisa ubuqiniso bezinto ezimbili ukuze uthole ukuphepha okwengeziwe. c. Sebenzisa isofthiwe ye-antivirus: Buyekeza futhi ulondoloze isofthiwe ye-antivirus njalo kumakhompyutha akho ukuze uthole futhi uvimbele imizamo yobugebengu bokweba imininingwane ebucayi.
- Ubuqhetseba Bokukhokha Ngokweqile: Ukubona Amafulegi Abomvu Ekukhohlisweni kokukhokha ngokweqile, abakhwabanisi bazenza abathengi futhi bafake ama-oda, kodwa bathumela izinkokhelo ezingaphezu kwenani langempela le-oda. Bakholisa umthengisi ukuthi adlulisele inani elingaphezulu kwabanye abaphakeli abacatshangelwayo, bethembisa ikhomishini njengesikhuthazo. Ngeshwa, inkokhelo yokuqala ngokweqile ivame ukutholakala kwezinye izisulu zokukhwabanisa kwe-phishing, futhi abathumeli ngaphandle bengazi baba “ama-money mules.” Vikela ibhizinisi lakho ekukhohlisweni kokukhokha ngokweqile ngalezi ziqondiso:
a. Qinisekisa ukufaneleka komthengi: Hlola ngokucophelela isizinda sabathengi, ikakhulukazi uma becela izindlela zokukhokha ezingavamile noma bebonakala befisa kakhulu ukuthumela imali eningi. b. Buza izinkokhelo ezidlulele: Qaphela lapho ubhekene nezinkokhelo ezidlulele futhi ufune ukucaciselwa kumthengi ngaphambi kokuqhubeka nanoma yikuphi ukudluliselwa kwemali. c. Bika umsebenzi osolisayo: Uma usola ukuthi kungenzeka kube nenkohliso yokukhokha ngokweqile, yazisa iziphathimandla ezifanele ngokushesha ukuze uvikele ibhizinisi lakho nabanye ekuweni yizisulu.
- Ubuqhophololo Bokuxhashazwa Komshwalense Weqembu Lesithathu: Funda Phakathi Kwemigqa Abakhwabanisi enkohlisweni yokuxhashazwa komshuwalense weqembu lesithathu badlala indima yabathengi abasebenzisanayo, bephikelela emigomeni yokukhokha ebeka abathumeli ngaphandle ezingozini eziphezulu. Bakhuthaza abathumeli ngaphandle ukuba bathathe umshwalense wezohwebo, kodwa uma izimpahla sezithunyelwe, umthengi uyanyamalala. Lapho bezama ukufaka isicelo somshwalense, abathumeli ngaphandle bathola ukuthi inqubomgomo ayimbozi ukulahlekelwa okuvela kubathengi abakhohlisayo. Zivikele kulo mkhonyovu ngalezi zinyathelo zokuvimbela:
a. Qinisekisa ukufaneleka komthengi ukuthola isikweletu: Hlola kahle ukufaneleka komthengi kanye nomlando wesikweletu ngaphambi kokwamukela imigomo yokukhokha efana ne-D/A noma i-O/A. b. Hlola imininingwane yokuthumela: Hlola kabili ikheli lokuthumela lomthengi futhi uqaphele noma yiziphi izicelo ezingazelelwe zokuthumela izimpahla ezinkampanini ezahlukene. c. Qinisekisa ukumbozwa komshuwalense: Ngaphambi kokuthola umshwalense, qinisekisa ukuthi umthengi uyibhizinisi elivunyelwe ukuthola isikweletu yinkampani yomshuwalense.
Isiphetho:
Njengomthengisi we-e-commerce ohileleke ekuhwebeni nge-inthanethi kwamanye amazwe, ukuhlala unolwazi mayelana nokukhwabanisa kwakamuva nokusebenzisa izindlela zokuvimbela eziqinile kubalulekile ukuze uvikele ibhizinisi lakho kanye nedumela lakho. Ngokuhlala uqaphile, uqinisekise ubuqiniso bomthengi, kanye nokuthatha izinyathelo ezisebenzayo zokuthuthukisa ukuphepha kwe-inthanethi, ungahamba emakethe yomhlaba wonke ngokuzethemba futhi uvikele inkampani yakho ekuweni yizisulu zezinhlelo zokukhwabanisa. Khumbula, ulwazi nokulungela kungabangane bakho abangcono kakhulu empini yokulwa nokukhwabanisa kwe-e-commerce kwamanye amazwe.
Isikhathi sokuthunyelwe: Julayi-21-2023